UNICEF Projects

National entrepreneurship and SME funding program “Inhad” (2 years) Funded by United Nations Children's Fund (UNICEF)

The national program for self-employment “Inhad” enables youth, between ages 18-45 years old, to establish their own SMEs by providing them with technical and financial support in addition to networking them with the ecosystem. The program budget is JD100M allocated from the Central Bank of Jordan (CBJ) and is lent as concessional loans through commercial and Islamic banks. The loan amount ranges between JD5k to JD250k and is guaranteed by the Jordan Loan Guarantee Company (JLGC) up to 85%. The program has the Business Development Center (BDC), UNICEF and IRADA-MoPIC as its technical arms to train youth on entrepreneurship and conduct feasibility studies.

The program process starts with applying to “Inhad” through its website www.inhad.jo, which is an ongoing process. The application then goes through three stages of filtration; (1st) initial screening (2nd) scorecard assessment (3rd) technical interview, which takes a period of 14-20 days.

The accepted applications are transferred to JLGC for a credit check to ensure the applicant’s legitimacy to take loans, which takes a period of 7 days.

Following that, participants join training sessions (15 days) as follows:

1

Capacity Building, Introduction to Entrepreneurship Workshop (3 days)

This training is considered the initial phase to introduce entrepreneurship concept and social entrepreneurship to guarantee the readiness of selected youth and observe the performance of selected beneficiaries and how serious they are.

2

Capacity Building on Entrepreneurship (6 days)

This training consists of 6 Training Days, which aims to build the capacity of the participants through enhancing their behavioral and entrepreneurial competencies, by end of the workshop each participant will improve the following competencies:

· Opportunity Seeking and Initiative

· Persistence

· Fulfilling Commitments

· Demand for Efficiency and Quality

· Taking Calculated Risk

· Goal Setting

· Information Seeking

· Systematic Planning and Monitoring

· Persuasion and Networking

· Independence and Self-Confidence

3

Access to Finance (5 days)

This workshop aims at introducing the basic financial culture and how to practice it for non-financial entrepreneurs who owns SMEs. It will support their application experience in diagnosing financial status and introduce them to challenges and competitiveness advantages they have. This will be reflected positively on their major functions which are expanding their profit, increasing their fortune and supporting their capability of gaining funds.

4

Legal awareness (1 day)

This one-day session aims to get entrepreneurs familiar with the law (commercial, labor, taxation…) and comply with it to give the entrepreneur and his/her business the best protection.

After concluding the training, IRADA will be responsible to conducting feasibility studies, which needs 45 days per study. Participants are then ready to apply for funding through a shared electronic platform with banks. Banks need 20-60 days to decide on funding and execute projects. That is, process timeline from application to execution is nearly 90-120 days. However, applicants who are identified to be qualified shall pass the technical part and apply for funding directly through the fast track.

Once loans are provided and businesses registered, youth and women beneficiaries will receive refresher trainings (Bootcamp)

1st Module

Beneficiaries will be conveyed throughout the 3-day Bootcamp through “know-how” interactive sessions, brainstorming, practical cases, networking opportunities as follows:

Day One: Empretec Refreshing session (5 Hours)

The course will give the participants a practical tool that will help to assess their strengths and weaknesses and let them distinguish the traits of the 30 behaviors they have practiced since they completed the workshops. The refreshing course will encourage the participants to turn behaviors into habits and apply them to their business development.

Day Two: Cash Flow Management & Loan Payments Management (5 Hours)

The session will cover how to manage business cash flow in a practical way using a financial tool by discussing and analyzing many different scenarios which could help participants in preparing for the future and tackling any problems with cash flow and this will be linked with how to manage loan payments in a collaboration between Financial & Legal experts who will be available for open discussion based on any questions related to the discussed scenarios.

At the end of the Bootcamp, each participant will be asked to use the financial tool and fill it with his business financial data and share it with us to be used in the mentorship.

Day Three: Sales, Marketing and Networking (5 hours)

The session will equip the beneficiaries with digital marketing skills, they need to grow their presence online and compete, learn how to increase sales and break-even also will have the chance to understand the art of networking and Meet up with other beneficiaries where they might have a sort of collaboration

2nd Module

Beneficiaries will be conveyed throughout the 2-day Bootcamp through “know-how” interactive sessions, brainstorming, practical cases, networking opportunities as follows:

Day One:

We empower the participants to put the right vision with the right passion and motivation, then we discussed their marketing and sales strategies in addition to “V2MOM” process which stands for Vision, values, methods, obstacles, and measures.

Day Two:

Each participant is being coached one to one on how to strategically plan for his/her business for the first year, calculate monthly incomes and outcomes, effectively market his project or product, understand the tools needed to measure his success on a monthly or yearly basis.

Participants are being developed in the business mentality and being qualified to understand how to manage their business effectively.

The measurement helped the participants to measure the profits, income, manufacturing, and labor if needed.

Finally assigning the right expert/s for his/her project needs and the Inhad team will work on introducing them to the ecosystem and help in developing business linkages between them.

National entrepreneurship and SME funding program “Inhad” (2 years) Funded by United Nations Children’s Fund (UNICEF)

The accepted applications are transferred to JLGC for a credit check to ensure the applicant’s legitimacy to take loans, which takes a period of 7 days.

Following that, participants join training sessions (15 days) as follows:

1

Capacity Building, Introduction to Entrepreneurship Workshop (3 days)

Once loans are provided and businesses registered, youth and women beneficiaries will receive refresher trainings (Bootcamp)

1st Module

Beneficiaries will be conveyed throughout the 3-day Bootcamp through “know-how” interactive sessions, brainstorming, practical cases, networking opportunities as follows:

Day One: Empretec Refreshing session (5 Hours)

Day Two: Cash Flow Management & Loan Payments Management (5 Hours)

At the end of the Bootcamp, each participant will be asked to use the financial tool and fill it with his business financial data and share it with us to be used in the mentorship.

Day Three: Sales, Marketing and Networking (5 hours)

2nd Module

Beneficiaries will be conveyed throughout the 2-day Bootcamp through “know-how” interactive sessions, brainstorming, practical cases, networking opportunities as follows:

Day One:

Day Two:

Participants are being developed in the business mentality and being qualified to understand how to manage their business effectively.

The measurement helped the participants to measure the profits, income, manufacturing, and labor if needed.

Finally assigning the right expert/s for his/her project needs and the Inhad team will work on introducing them to the ecosystem and help in developing business linkages between them.

2

Capacity Building on Entrepreneurship (6 days)

· Opportunity Seeking and Initiative

· Persistence

· Fulfilling Commitments

· Demand for Efficiency and Quality

· Taking Calculated Risk

· Goal Setting

· Information Seeking

· Systematic Planning and Monitoring

· Persuasion and Networking

· Independence and Self-Confidence

3

Access to Finance (5 days)

4

Legal awareness (1 day)

This one-day session aims to get entrepreneurs familiar with the law (commercial, labor, taxation…) and comply with it to give the entrepreneur and his/her business the best protection.

Emergency Economic Response for COvid-19 Pandemic “AZM” Project (1 year) Funded by United Nations Children's Fund (UNICEF)

This project implement two-way response for the current economic implications of Covid-19 in all Jordanian governorates, a short term, and a medium term, while keeping all its operations that has a long-term impact of contributing to empowering vulnerable transition to productive and resilient adulthood . BDC has successfully helped 30 CBOs and supported more than 12,000 families.

The short term:

Support local CBOs who has income generating activities to have the ability and means to sustain their businesses, this aims at supporting local CBOs who has income generating activities, including productive kitchens and Home-Based Businesses in the most vulnerable areas.

Increase the business capacities of vulnerable communities in the south of Jordan governorates (Aqaba, M’aan, Tafilah, Karak) and empower them to reach to local market, this aims at providing strategic support for the identified CBOs/ social enterprises to establish or scale up their income generating activities.

The medium term:

Financial support to HBB’s and SME’s by mainly female entrepreneurs, this aims at supporting women and youth led SMEs in the most vulnerable areas including productive kitchens and Home-Based Businesses in the most vulnerable areas, but providing them with equipment’s, raw material and marketing tools.

Emergency Economic Response for COvid-19 Pandemic “AZM” Project (1 year) Funded by United Nations Children’s Fund (UNICEF)

The short term:

Support local CBOs who has income generating activities to have the ability and means to sustain their businesses, this aims at supporting local CBOs who has income generating activities, including productive kitchens and Home-Based Businesses in the most vulnerable areas.

Increase the business capacities of vulnerable communities in the south of Jordan governorates (Aqaba, M’aan, Tafilah, Karak) and empower them to reach to local market, this aims at providing strategic support for the identified CBOs/ social enterprises to establish or scale up their income generating activities.

The medium term:

Financial support to HBB’s and SME’s by mainly female entrepreneurs, this aims at supporting women and youth led SMEs in the most vulnerable areas including productive kitchens and Home-Based Businesses in the most vulnerable areas, but providing them with equipment’s, raw material and marketing tools.

Youth Economic Empowerment Project (2 Years) Funded by the United Nations Children's Fund (UNICEF)

Aims to empower Syrian refugee and Jordanian youth, aged 18-24, with the skills and qualifications to access sustainable jobs in different vocational sectors and based on labour market demand. Through skills development and job matching the project is supporting 700 young job seekers from Mafraq, Zarqa, Tafileh and Madaba. Through the United Nations Children’s Fund-UNICEF Jordan Amaluna project, the Business Development Center -BDC designed a business module for “Al Dahmah Association for Women Development/Beit AL Hussainia” and “Beit Khairat Souf association”. The business module is built based on the demand to create sustainable employment opportunities for women towards a better life for their children in the area to overcome the poverty and unemployment challenge through

1) strengthening the local community based organizations to fulfil local community demands.

2) increase its production capacity.

3) open new channel with the local market and business linkages.

4) sustain the association income and 5) create employment opportunities.

Where the project provided the following services:

Module 1

Market analysis and needs assessment

Module 2

Renovation and Construction

Module 3

Building the capacity of local community

Module 4

Building business linkages with local market

Module 5

Accreditation and Government Linkages

BDC managed to link the association with big restaurants and food supplier in the market to sell the association product and promote the association services to sustain the association income resource, increase its production andalso open new market channels to promote association services and products.

BDC linked the association with Ministry of Labor, E-TVET Fund to subsidize the cost of training and employment for 25 newly hired applicants for one year until the association increase its income and sustain its employees. Also, BDC linked the association with Center of Accreditation and Quality Control (CAQA) for receiving accreditation for providing food processing training for local community. Through BDC connections, the association is Currently working on the required procedures to become accredited center to provide training in food production.

Youth Economic Empowerment Project (2 Years) Funded by the United Nations Children’s Fund (UNICEF)

1) strengthening the local community based organizations to fulfil local community demands.

2) increase its production capacity.

3) open new channel with the local market and business linkages.

4) sustain the association income and 5) create employment opportunities.

Where the project provided the following services:

Module 1

Market analysis and needs assessment

Module 2

Renovation and Construction

Module 3

Building the capacity of local community

Module 4

Building business linkages with local market

Module 5

Accreditation and Government Linkages

Human Resource Management and Operational Support for Makani and Youth Centers in Camps

Makani (‘My Space’ in Arabic) provides a safe space for children and young people to access learning opportunities, child protection and other critical services. BDC has engaged Syrian refugees’ families in initiatives through Makani facilitators and creating social cohesion inside the camps.

BDC is supporting the management of 875 Syrian IBVs (Incentive Based Volunteers) of Makani Project since November 2017 including Human Resources Management, Operational, Logistical and Financial Management of 20 Makani Centers and 3 youth centres in Zaatari and Azraq Camps.

Human Resource Management and Operational Support for Makani and Youth Centers in Camps

Supporting Jordanian Schools including HR and Operational management across Camps

Since February 2021 BDC has successfully supported a total of 48 schools and 13 Kindergartens in Azraq, Zatari and EJC camps Thereafter, BDC have managed all 1221 Education IBVs (Incentive Based Volunteers) in those camps and it achieved to develop and implement many systems including Human Resources, Inventory and maintenance.

It aims to support with recruitment, training, human resources management and performance monitoring and evaluation of Syrian Assistant Teachers (SATs) that in turn manage the enrolment of refugees’ children into Jordan’s Double Shifted Schools to access formal education.